Tag Archives: budgets

And I’m back!


I apologize for being absent for so long, but once again the chaos of life has caught me under her wing. A few weeks ago (when I disappeared from the Internet) I had a very big, exciting week—I started two jobs and the life of an adult working 6 (sometimes 7) days a week has been my existence ever since.

I am currently working at a North Fork winery in their tasting room as well as completing an internship at a publishing house in Manhattan. Between the two, plus the commute, my free time is rather sparse these days, but such is the life of a struggling college grad/wannabe adult, right?

Now this is going to be a short one, because my to-do list seems to be ever-growing and I need to check at least one item off it tonight, but in these past few weeks there are a few things I have learned about what it really means to be an adult that I wanted to share:

  1. Tired has a whole new meaning. I am ALWAY tired, and not necessarily in a bad way, it is just one of those things that is always there, constantly itching at my eyeballs. Everyone said take naps in college because that is the last time you will have the time, and man it is true! I was always an 8-hour a night kind of girl and now I consider myself content with 6.
  2. Money is ALWAYS on the brain. I understood coming into this whole “adult” thing that being broke was part of the job description, and I was ready for that. What I didn’t anticipate though, was just how often I would find my mind wandering back to my budget and bank balance in the middle of the day. Gone are the days of staring out the window in class, now as I am looking at my computer screen at work my weekly budget is running through the back of my mind.
  3. Alcohol has new importance. I’ve never been one who really understood all the hype over 5 o’clock, but I now understand why so many songs have been written about that lovely time of day. Not only is it the hour to push back from your desk and head home (or at least start considering when you can go home) it is the earliest hour of the day Monday—Friday when having a cocktail in hand is not only accepted but practically expected. I have a whole new appreciation for the after work beverage.
  4. Living for the weekend. When you are working a full-time job there are only so many hours Monday—Friday outside of work, leaving Saturday and Sunday for your entertaining/social/fun/errand-runnning days. Now that we do not live with all of our friends within walking distance, social engagements and outings must be planned and coordinated in advance. Gone are the days of spontaneous parties and get-togethers.
  5. I am one of them. At first it was unsettling, the newfound respect strangers paid me on my way to and from work, but it is like I have entered an exclusive club of strangers and we are all in on a secret that the rest of the world isn’t privy to. Now maybe this isn’t the case for every aspiring adult out there, but I—being a commuter—have a unique going-to-work experience in which 60-year-old men treat me as their equal, as if I am contributing as much to the work force as they are. Now I like to believe that I am an essential component of any workplace, but in my current role as intern I am not that delusional. But when you are in business/business casual attire, no one questions your level of importance.

As a friend of mine recently stated, “I am officially no longer a poor college student. Now I am just poor.” While he came to that realization a while ago, I am sad to say that it took me until today to finally discover the truth of that statement.

Tuesdays are my only day off at the moment and since I needed to drive upstate for a Ski Instructor meeting last week, this Tuesday is my first day off in two weeks, and let me say that it is a much-needed break! So being the responsible adult that I am, what do I do after waking up disappointingly early at 7:30am? I decide to pay my bills and balance my checkbook–thrilling I know! And during this early morning adventure into my finances I realized that the funds are rather low. Now this was really not a surprise when you factor in my loan, ever rising gas prices, and my bills, but what did surprise me was that as I was looking at that ever decreasing number I caught myself rationalizing with, “I’m in college I am supposed to be broke.” But the sad truth of the matter is, no I am not. And after 21 years of avoiding and breaking budgets it may finally be time for me to make one and commit.

So I need to make a budget . . . let me make some tea, go out to lunch, fill up my gas tank, go on Facebook, read the last 24 hours of tweets on my feed, play bubble shooter, make another cup of tea, oh look Boy Meets World is on, and where do I finally wind up when avoiding making a budget? Pintrest, when I remember that me being the organized person that I am pinned something about budgets a few months ago and aha I am back to budgets and unfortunately making one. Only as all dedicated pinners such as myself know, once you go on Pintrests, several hours of unanticipated Internet wandering will commence before you get back to what you were looking for. And I found quite a few useful organization printables such as:

It is safe to say that between those and the ones that are too nerdy for me to admit to printing out I will be very organized for the next 12 months. Now all that is left is making that budget . . .  Any budget making and keeping suggestions would be appreciated. I hate thinking about money!

Money Matters